Fast Cash for Your Business—Get Approved for a Merchant Cash Advance in 24-48 Hours!

Unlock up to $5k to $1 million in Working Capital—No Credit Check Needed!

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Fast Approval

Get approved in hours, not days

No Credit Check

Approval is based on your business's sales, not your personal credit.

Flexible Repayment

Pay back a small percentage of your daily sales, so payments adjust with your cash flow.

Why Choose Us?

With our simple process, you can apply in minutes and get a fast answer. We offer flexible repayment terms that align with your business’s daily revenue, and there are no hidden fees—everything is transparent with no surprises.

Get the working capital you need to grow your business, without the hassle of traditional bank loans

A Merchant Cash Advance gives you access to fast working capital without the lengthy process of a traditional loan. Instead of fixed monthly payments, you repay the advance through a small percentage of your daily credit card sales. No collateral, no credit check—just fast, hassle-free funding to help your business thrive

  • Simple Process: Apply in minutes, and get an answer fast.

  • Flexible Terms: Repayment aligns with your business’s daily revenue.

  • No Hidden Fees: designed to provide quick and hassle-free access to funds

Apply Now and Get Funded in 24 Hours!

A Merchant Cash Advance (MCA) is the fastest way to get the funds you need to keep your business thriving. Whether you need to purchase inventory, cover unexpected expenses, or expand your operations, an MCA provides flexible financing without the headaches of traditional loans. We just need a filled out application and six months of bank statements to get an approval.

Frequently Asked Questions

1. What is a Merchant Cash Advance (MCA)?

A Merchant Cash Advance (MCA) is a type of financing where businesses receive an upfront sum of money in exchange for a portion of their future sales. This is not a loan but an advance on your projected sales, typically repaid through a percentage of your daily or weekly credit card sales.

2. How does an MCA work?

After receiving the advance, a small percentage of your daily or weekly sales is automatically deducted to repay the advance. The repayment process continues until the full amount, plus a fixed fee, is paid off. Since payments are based on sales, they fluctuate depending on your business's performance.

3. What are the benefits of an MCA?

  • Fast Approval: Get access to capital quickly, often within 24-48 hours.

  • Flexible Payments: Repayments are tied to your sales, so you pay more when business is good and less when it's slow.

  • No Collateral Needed: MCAs do not require traditional collateral, making it easier for businesses to qualify.

4. How much can I qualify for?

The amount you qualify for depends on your monthly revenue and the health of your business. Usually 2 times your monthy revenue is what you can qualify for. MCAs typically range from $5,000 to $1,000,000 depending on your business's performance.

5. What can I use a Merchant Cash Advance for?

You can use an MCA for a variety of business needs, including:

Purchasing inventory

Expanding your business

Managing cash flow

Renovating or upgrading equipment

Marketing and advertising

6. What are the eligibility requirements?

Typically, to qualify for an MCA, your business should:

Have a steady stream of revenue

Process credit card payments regularly

Be in operation for at least 6 months

7. How is repayment structured?

Repayment is structured as a fixed percentage of your daily or weekly sales. This means that when you have higher sales, you’ll repay more that day; when sales are lower, your payment will be smaller

8. How long does it take to get funded?

Most businesses receive funding within 24-48 hours after approval. The approval process is fast, with minimal paperwork compared to traditional loans.

9. Is a Merchant Cash Advance right for my business?

An MCA might be a good option if you need fast funding, have consistent sales, and prefer flexible payments that fluctuate with your business's performance. However, it's important to consider the costs and ensure it aligns with your financial situation.

10. How is an MCA different from a traditional business loan?

Unlike traditional loans, MCAs are not repaid through fixed monthly payments. Instead, they are repaid as a percentage of your sales, meaning payments vary with your business's performance. Additionally, MCAs typically have shorter terms and can be more expensive than traditional loans.

11. Are there any upfront fees or hidden costs?

There are no hidden fees with our merchant cash advances. All terms and fees are clearly outlined upfront, so you know exactly what to expect.

12. How can I apply for an MCA?

Applying is simple! Fill out our application and send us six months of bank statement. We’ll review your business performance and get back to you with an approval decision as quickly as possible.

Moms and Pops Funding ISO tyronne Calvin

212 N 2ND STREET SUITE 100

Richmond, KY 40475

Email:

[email protected]

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